Health Coverage for Self-Employed Father保健覆蓋率為自謀職業的父親

Being self-employed father doesn’t mean that you do not have作為個體戶的父親並不意味著你沒有 insurance coverage for health保險健康 . It is even more important than ever, since you are not covered by your employer’s healthcare insurance.它甚至比以往更加重要,因為你不屬於你的雇主的醫療保險。 You should find health policy that will provide you with the proper coverage that suits your family situation.你應該找到健康的政策,將為您提供適當的覆蓋面適合您的家庭狀況。 Here are some tips.這裡有一些提示。

If you have small business, you can get如果您有小型企業,你可以 small business health coverage benefits小企業的健康保險福利 . How?怎麼會呢? You might be able to reduce the cost of your healthcare by offering group health benefits to your employees.您或許能夠降低成本的醫療小組提供醫療福利的員工。 By covering several people as a group under the same policy, you will get special discounted rates.通過覆蓋幾個人作為一個群體在相同的政策,你會得到特別的折扣率。

Another option is to open a health saving account coupled with另一種選擇是打開一個健康儲蓄帳戶加上 high deductible insurance options高免賠額保險辦法 . With this option, you can save money on a tax free basis with your medical saving account, also known as an MSA, while also ensuring that you are protected when it comes to paying for medical care.使用此選項,則可以節省資金的基礎上免稅與您的醫療儲蓄帳戶,也稱為生活津貼,同時也確保您受到保護,當談到支付的醫療照顧。 The money you do not spend on medical expenses can then be used for your retirement.這筆錢你不花的醫療費用可以用來為您的退休生活。

Before you make any decisions, compare the在您做出任何決定,比較 medical insurance quotes醫療保險報價 from several insurance companies.從幾個保險公司。 Be sure to compare more then just the premium cost.一定要更加然後比較公正的保費成本。 You have to also consider the reputation of the insurance company as well as the best coverage that suits you.你必須考慮的聲譽保險公司以及最佳範圍,適合你。

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